It's a popular vacation spot with a low-key atmosphere. Residents of the city and the surrounding area can easily visit the Blue Ridge Mountain Range, which is home to the Blue Ridge Parkway, Mount Mitchell, as well as several waterfalls, hiking trails, and waterways. And being the capital city, you can find plenty of attractions to keep you busyworld-class restaurants, professional sports teams and an array of museums, theaters and other cultural attractions. So check yourself out for at least a week in any higher elevations (Ive talked with people with similar difficulties in the upper Appalachians at only 5-6000 feet). The hot springs in the area provide a retreat for relaxation while the areas plentiful golf courses and hiking trails allow residents to easily stay active. Whether you're partial to exploring the great outdoors or focusing on wine country, you have plenty of optionsyou don't even have to choose one over the other. Most of Colorado is mountainous, but this town in the southwestern part of the state is different and more out of the way. Average summer highs are in the upper 70s to 80 degrees. And Alabama at-large offers many of Florida's popular retirement attractionswarm weather, nice beaches and plenty of golfall at a typically lower price. By David Muhlbaum Enter the email address associated with your account. Retirement should be spent doing what you love, and if you love spending the day out on the boat, then these communities will be right down your lane. I may revoke my consent at any time by contacting [emailprotected] Message/data rates may apply. Classifieds | This mountain resort town in Colorado draws tourists for its sports and views. The Volunteer State, which we rank as the fifth-best in the nation for retirement (opens in new tab), is a good choice for retiree nest eggs of all sizes. It is the county seat and boasts a community college. Situated approximately 40 miles southwest of Knoxville, this gated lakefront community offers space to grow and explore the iconic wilderness of the region. You can follow her on Twitter @SilviaAscarelli. Or you can enjoy more leisurely paths of the Huntsville Greenway system. Curt Gowdy State Park is just 24 miles west of Cheyenne and offers more than 35 miles of trails and elevations ranging from 6,800 to 7,900 feet. It is located in the Gallatin Valley and surrounded by mountains on all sides. 9 Things You Must Know About Retiring to Arizona. Don't miss Staunton's Main Street, which has countless opportunities for shopping, dining, and browsing. Although many people dream of a retirement near the beach, in a small town, or even the downtown of a city, there are plenty of baby boomers whose ambition is to retire near the mountains. And the University of Vermont and its students present an unusually vibrant college town atmosphere. Those interested in getting out of the city can easily spend time in the Great Smoky Mountains. Subscribe to our daily newsletter to get investing advice, rankings and stock market news. Early Retirement Can Be Hazardous to Your Health. Of course, outdoor enthusiasts have more than enough to enjoy, too: The Phoenix Mountains Preserve alone, including Piestewa Peak (2,608 feet) and Camelback Mountain (2,707 feet), offers many hiking and biking trails just 20 minutes from downtown. Altitude means an escape from hot summers, even in some otherwise warm states. Lower humidity. Denver is a city made for outdoor enthusiasts, with its ample parks and greenspaces in and around the urban area. But while Cheyenne is hardly a bustling metropolis by headcount, the population density is much higher at about 2,200 people per square mile. Nearby Mount Humphrey is Arizonas tallest mountain and hosts a big ski resort. It has a charming downtown area, and the Nantahala National Forest stretches out in all directions, which means that Highlands offers the best of all worlds. An eco-friendly vibe permeates the town, from the businesses bolstering the city's economy, such as household-products maker Seventh Generation, to the local food movement feeding the neighborhood. The overall cost of living is 19.8% above the national averagestill pricey to be sure, but much more affordable than Portland's living costs at 47.8% above average. Annual snowfall averages 58 inches. No wonder the local senior population is well known for being health and active, part of why the Milken Institute, a think tank, ranked the metro area the 12th best big city for successful aging. Welcome to Cresswind Charlotte! Nearest resort: Taos Ski Valley 7. The 10 Best Mountain Towns for Retirement, Password requires min. This college town is the home of Southwestern University, the oldest higher education institution in Texas. Your income puts you just above the minimum to be eligible for health-insurance subsidies under the Affordable Care Act, but you may want to ensure the state you pick has expanded Medicaid eligibility so you qualify for health insurance that way too. The cost of living is 10%. I admit Im concerned about utility bills in colder places unless you find a well-insulated home. Senior insurance needs are different. Older folks don't seem too interested in facing the Last Frontier in retirement. Unlike some of the state's other top retirement. Retirees in Florida enjoy the financial benefits of having no state income tax,. Besides boating, it offers world class skiing and hiking at nearby areas like Squaw Valley and Mammoth Lakes. That adds up to favorable odds for a balanced budget. The Ultimate Guide to Finding Your Best Place to Live, What a Budget of $300,000 or Less Will Get You in 10 Cities Across the Country, 6 Affordable Islands You Can Actually Live On, 10 Best Cities for Antique & Flea Market Lovers, 10 People On What Its Really Like to Leave NYC for a Smaller City, Copyright 2010-2023 Livability - Journal Communications, Inc, 5 Gorgeous Mountain Towns You Can Actually Afford, Best Neighborhoods in Greater Idaho Falls, ID. By Kyle Woodley Renaissance man Thomas Jefferson laid the foundation for the well-rounded city his hometown has become. A small mountain town? There are also several white-water rafting opportunities around Denver and plenty of lakefront views to explore at Barr Lake and the Cherry Creek Reservoir. A popular vacation spot, Highlands is a small North Carolina town near the Appalachian Mountains. Its location atop the Snake River Canyon provides for outdoor activities including boating, fishing, hiking, golf, whitewater rafting and skiing. New England is notoriously expensive, but Pittsfield, located in the western part of Massachusetts, offers a small pocket of relative affordabilitymore reasonably priced than Boston and Cambridge, where living costs are, respectively, 48.1% and 38.1% above the U.S. average. Salt Lake City in Utah is one of the countrys most prominent mountain towns as it is located along the border of the Oquirrh Mountains. Sitting above the Snake River Canyon, this town is known as the hub of the eight-county Magic Valley region. Juneau, Alaska. This range is home to some of the best views in the region with popular sites such as Mt. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, were a trusted resource paving the way from here to home. NY 10036. Living in such close proximity to those beautiful outdoor playgrounds often comes with a hefty price tag. Home toAppalachian State University,Booneoffers an adventure-lovers dream year-round, with mild summers (when you can hike, fish, horseback ride, mountain bike, canoe you name it), snowy winters (find three nearby ski resorts), cool springs and colorful falls. Pair that with a strong local arts scene (First Friday Art Strollstake place monthly; catch live music at the downtown amphitheater; find annual events ranging fromPioneer Daysto theBlues & Brews Festival to aChristmas Village); great shopping along Historic 25th Street; and great dining options, breweries and distilleries for a well-rounded experience. And you can find even more to explore in nearby Scottsdale, Glendale and Tempe. Asheville allows residents to embrace southern culture with a variety of restaurants, music venues, art galleries, and even breweries and wineries. Known as being the home for Thomas Jefferson, Charlottesville offers ample cultural and historical sites to see as well as views of Pigeon Top Mountain and Carters Mountain. Im 54 and my husband is 62. Burlington, Vermont. Take a look at our list of the cheapest places to live in America for city dwellers. Once you get to a certain age you do have to consider the disadvantages of going up and down hills, slippery streets, and thin air. The city was an early western railhead and stock town and became very important when the major east/west railroad came through town. And Provo, with mountain peaks within the city limits and Utah Lake on its doorstep, is particularly buzz-worthy. This town in Georgia near both North and South Carolina offers the best of two lifestyles its on Lake Chatuge with 150 miles of coastline. The capital of Alaska is on the coast beneath mountains as they rise away from the coast. Living in an age-restricted community is often new to active adults moving into a 55+ neighborhood. Outdoor activities are very important. You can explore rainforests and waterfalls, as well as Hawaii Volcanoes National Park. Heres whats for sale now in Aroostook County. Nvidia stock has been a market-beater recently, but has it always been such a winner? And when the sun goes down, local casinoscomplete with concert venues, restaurants and more, along with table games, slots and bingohelp energize the local nightlife. Note this is Part 2 of Mountain Towns for Retirement, see Further Reading at end for 10 more. Years before either of these we stayed at 8000 feet in Montana and climbed above 9000 with no remarkable distress. Click here for instructions on how to enable JavaScript in your browser. This giant area contains many small towns and areas where you will find happy and active retirees. Mostly, people acclimate to altitude after several days, but in my CO case, I was getting worse after the 3 weeks. While a median rent of $1,484 does seem super low, the median price tag of a home is only $364,100, John has some of the most affordable homes for sale in colorado. Sound fun? But local average incomes are still high, averaging $71,605 for residents across all ages. Here are some of the best mountain townswith nearby communities for active adults. South Lake Tahoe, CA - Average Home Cost: $400,288 With so much volatility in the real estate industry these past few years, many retirees are scratching their heads and wondering, Is it a buyers or sellers market? Understanding the differences is vital because timing is everything. It is in the Medicine Bow Mountains, famous for being tax friendly as well as its Frontier Days and huge outdoor rodeo. Last updated 12 February 23. state tax Taking money from your IRA may seem like a simple matter, but it's a decision that must be timed right. Tiny Laconia offers a big bargain for your retirement destination. Published 11 January 23. real estate This small mountain city on the shores of Lake Champlain is a picturesque setting for tree-hugging retirees. I also agree to 55places.comsPrivacy PolicyandTerms of Use. Henry Chauncey, a Yale administrator who retired in 2002, initially left New Haven for a remote Vermont town where he liked to vacation while working. Blacksburg is a great college town for retirement. A typical Social Security payment is likely to cover basic costs in these areas. The scenery in the surrounding mountains is spectacular, and so are the recreation possibilities. Hunting and fishing are also popular local activities. The nearby Green Mountains offer some of Vermonts best skiing. Plus, living costs are low while incomes are high, at an average $97,958 a year for residents age 60 and up. Free Baby Boomers Guide | Even nearby towns like Salt Lake can't compete with Ogden's low prices. Find the best retirement communities, active adult communities, and places to retire, 10 Great Mountain Towns for Retirement Part 1, These College Towns Make for a Great Retirement, Affordable Places to Retire on the Waterfront, 5 Big Reasons Why Small Towns Are Great Places to Retire, How About a New Urban Community for Retirement, 2 Part Series on Great Lake Towns for Retirement, The Best Walkable Places to Retire in South Carolina, Rising Popularity of ADUs a Blessing for Retirees, More Tales of Downsizing and the Household Negotiations Involved. 24 Kirkland Products Retirees Should Buy at Costco. Southern California is a dream location for many active adult homebuyers for a variety of reasons such as warm weather and close proximity toSan Diego and Los Angeles. In August 2017, Charlottesville captured national attention when a gathering of white nationalists to protest the removal of a monument to Robert E. Lee turned into a violent rally, injuring dozens of counter-protesters and killing one, Heather Heyer. I was really shocked to learn that altitudes (especially above 7000 feet) causes significant altitude sickness for me (did not appear to affect my wife at all). Whether or not you like to gamble, retiring to Reno can make you feel like you've hit the jackpot. Spirit Lake, IA. Loner types should love the Cowboy State. Home to NASA's Marshall Space Flight Center, the Redstone Arsenal and the Huntsville campus of the University of Alabama, the city offers a robust economy and a highly educated population. Outdoor recreation is plentiful with miles of hiking and biking paths, nearby beaches where you can swim, kayak or paddleboard in the warmer months, and numerous skiing options in the area. This intimate city of approximately 43,300 people is located between the Prescott National Forest and the Tonto National Forest. Still, being the gateway to the Great Smoky Mountains and home to the University of Tennessee, the city is rich in activities and attractions to fill your retirement years. Homebuyers hoping to find a city that balances nightlife and outdoor activities will feel right at home in Las Vegas. Mammoth Lakes, CA - Average Home Cost: $438,686. At the higher altitudes there might even by snow in summer. Recreation. The state of Virginia is also known for being fairly tax-friendly, with breaks for senior homeowners, making it an ideal option for homebuyers on a budget. We would like to have a vegetable garden. Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? Train aficionados can enjoy the area's railroad history and displays of locomotives, including the world's largest steam engine (also retired). (By comparison, the country's smallest state in size, Rhode Island, hosts more than a million peopleabout 871 people per square mile.) Tucked between and Plott Balsam Mountain Range and the Blue Ridge Parkway,Sylva is a small but quaint town lined with cafes, galleries, bookstores, breweries, and antique shops. Mountainsides are hard to develop. Great Places to Retire Early Near the Beach. The new spending bill makes it easier to save for retirement. Median lake home price: $792,000. RSS feed for comments on this post. Newsletter | To help them find their best mountain retirement town, we have assembled a list of sixteen. Outdoor enthusiasts also win. Tahoe, California. With plenty of things happening at the town's art center, community theater, breweries, and restaurants, there's lots to enjoy in town. Theres good reason more than 45 movies and TV shows (The Sandlot, Everwood, Con Air, Drive Me Crazy) have been filmed here. Georgetown is a haven for the old and the young. This mountain towns location also allows residents and visitors to easily take a day trip to Phoenix, making it a breeze to see the expansive mountain ranges Arizona has to offer. Part of the San Diego metro area, Carlsbad offers a small-city feel with easy access to big-city amenities alongside seven miles of Pacific Ocean coastline. A house with a mortgage costs a median of $1,316 per month, and the median monthly rent is $911. This friendly town is a picturesque vacation spot, and you'll want to move in as soon as you arrive. But if you're willing to look beyond the most well-known ski resorts, there are mountain towns that offer scenic views and well-groomed slopes at far more affordable prices. It is the capital and largest city (53,000 people) of Wyoming and is an interesting place to retire. Look for ways to trim costs and keep items in solid condition to stretch retirement dollars. West Virginia University offers a number of benefits to older Morgantown residents. The population is about 6,000. The median home value is $312,514, Zillow says. The town is actually home to the Liberty Skis Corporation, one of America's biggest independent producers of skis. Homebuyers hoping to find their ideal Tennessee mountain home should consider looking to Knoxville. It is home to the Shoshone Falls, The Niagara of the West. Whether youre interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet. But don't expect total isolation. When it's time to pack up your things and start a new adventure, try one of the South's mountain towns on for size. Washington is also known for being a tax-friendly state with no broad-based personal income tax. The top of Lookout Mountain is just a 15-minute drive from downtown. We love cats and dogs, reading and being alone together. Could you live in the mountains, or would you prefer lower altitudes or the coasts. It's where you can ha We will email you a link to quickly reset your password. Durango, Colorado. Those looking to explore everything the Appalachian Mountains have to offer will enjoy living in Asheville. Fans of the TV series Breaking Bad will recognize the scenery around this town butting up against the Sandia Mountains. The overall cost of living is 1.2% below the national average, according to Sperling's BestPlaces, making it much more affordable than Manchesterabout 50 miles southwhere living costs are 13.2% above average. To pinpoint one great retirement destination in each state, we weighed a number of factors: Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. Tucked between Lake Winnipesaukee and Winnisquam Lake, Laconia has been dubbed "The City on the Lake," home city to New Hampshire's Lakes Region. Called the Scenic City, it is home to the University of Tennessee at Chattanooga. But if you're willing to look beyond the most well-known. You can enjoy boating and fishing on the Columbia, Yakima and Snake Rivers, and hiking or biking on the 23-mile Sacagawea Trail. Youll find trails, hell find deer hopefully they wont find your vegetable garden. The city is also home to several popular skiing resorts and ample parks and greenspaces. If youre ready to find your own winter retreat this season, here are some of the best places to consider. A popular vacation spot, Highlands is a small North Carolina town near the Appalachian Mountains. But more and more businesses, tourists and residents are putting down roots in still-affordable Leadville. (Tip: For a hike your visiting guests will, well,love, climb to Heart Rock, a natural wonder at a waterfall where a perfect heart-shaped pool was formed into the cliff by the force of water.). Disadvantages Colder winters. Best Parent Student Loans: Parent PLUS and Private. And America's mountain majesties can be found in many locations all over the country. It. One potential drawback is there are only 2 ways to get here by sea or air. Of course, living in this scenic city wouldnt be complete without taking advantage of Great Salt Lake, the largest salt lake in the Western Hemisphere. The median home value in Hilo is $339,800, according to Zillowstill pricey, to be sure, compared with the U.S. median of $229,000, but much more reasonable than the $676,100 median in Honolulu. Travel Like a Millionaire on a Retirement Budget! 25 Small Towns With Big Millionaire Populations. Particularly in the western part of the U.S., humidity tends to be lower in the thinner air. Beautiful scenery. A private room in a metro area nursing home costs a median $11,498 a month, compared with $8,365 a month for the U.S. At least you can save money on academic pursuits. Ogden is not as well known asPark City, UT, but offers some advantages and similarities to that resort town for a lot less money. With a population of 84,000,Ogdenis on the smaller side, but when it comes to outdoor adventures, the opportunities are massive. The expansive park provides plenty of opportunities for hiking, picnicking, and sightseeing. Sometimes this can work out well, but in other cases it can be more hassle than its worth. And because the city's median income is $115,069, Portland has the fourth best home price to income ratio in colorado. Average winter highs will be below freezing; average summer highs are in the mid-70s. If rising before the sun to get in an early ski run or mountain bike adventure before work sounds like your idea of bliss, the mountains are calling your name. We highlighted one great retirement destination in each state (opens in new tab), taking into account living costs, safety, median incomes and poverty rates for retirement-age residents, as well as residents' sense of well-being and the availability of recreational and health care facilities. Details here. Nearby, enjoy musical performances at the Tanglewood Music Center, the summer home of the Boston Symphony Orchestra. Rents across Delta County are much cheaper than around Iron Mountain, where median incomes are higher and median rents are well above $600. Literally. And the scenery? Those hoping to explore the mountain ranges of this region should consider living in Palm Springs. Consider retirement in these affordable mountain towns. Living near a mountain range is an ideal choice for homebuyers hoping to explore the outdoors and enjoy the recreational opportunities close to home. The state of Washington is known for being a picturesque place for nature lovers, and its also home to some of the countrys most popular peaks, such as Mount Rainier. You could even walk between the two along the Southern Bangor and Aroostook Trail. Thinner air hub of the state & # x27 ; s biggest independent producers Skis! Is a picturesque vacation spot, Highlands is a picturesque setting for tree-hugging retirees views in the Valley... 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